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References for The value of financial literacy and financial education for workers
Further reading
- Bernheim, B. D., Garrett, D. M., Maki, D. M. "Education and saving: The long-term effects of financial curriculum mandates."Journal of Public Economics80:3 (2001): 435–465.
- Madrian, B. C., Shea, D. F. "The power of suggestion: Inertia in 401(k) participation and savings behavior."The Quarterly Journal of Economics116:4 (2001): 1149–1187.
Key references
- 陆莎迪,一个Mitchell, O. S. "Financial literacy around the world: An overview."Journal of Pension Economics and Finance10:4 (2011): 497–508.
Key reference:[1]
- Boisclair, D., Lusardi, A., Michaud, P. -C. "Financial literacy and retirement planning in Canada."Journal of Pension Economics and Finance16:3 (2017): 277–296.
Key reference:[2]
- 陆莎迪,一个Mitchell, O. S. "The economic importance of financial literacy: Theory and evidence."Journal of Economic Literature52:1 (2014): 5–44.
Key reference:[3]
- Clark, R., Lusardi, A., Mitchell, O. S. "Employee financial literacy and retirement plan behavior: A case study."Economic Inquiry55:1 (2017): 248–259.
Key reference:[4]
- Huston, S. J. "Financial literacy and the cost of borrowing."International Journal of Consumer Studies36:5 (2012): 566–572.
Key reference:[5]
- Fernandes, D., Lynch, J. G., Netemeyer, R. G. "Financial literacy, financial education, and downstream financial behaviors."Management Science60:8 (2014): 1861–1883.
Key reference:[6]
- 陆莎迪,一个Michaud, P. -C., Mitchell, O. S. "Optimal financial knowledge and wealth inequality."Journal of Political Economy125:2 (2017): 431–477.
Key reference:[7]
- Mullainathan, S., Noeth, M., Schoar, A.The Market for Financial Advice: An Audit Study.NBER Working Paper No.17929, 2012-03.
Key reference:[8]
- Thaler, R. H., Sunstein, C. R.Nudge: Improving Decisions About Health, Wealth, and Happiness. London, UK: Penguin Books, 2009.
Key reference:[9]
- Madrian, B. C. "Applying insights from behavioral economics to policy design."Annual Review of Economics6 (2014): 663–688.
Key reference:[10]
- Kaiser, T., Menkhoff, L.Does Financial Education Impact Financial Literacy and Financial Behavior, and If So, When?DIW Berlin Discussion Paper No.1562, 2017-05.
Key reference:[11]
- Brown, M., Grigsby, J., van der Klaauw, W., Wen, J., Zafar, B. "Financial education and the debt behavior of the young."The Review of Financial Studies29:9 (2016): 2490–2522.
Key reference:[12]
- 陆莎迪,一个Michaud, P. -C., Mitchell, O. S.Using a Life-Cycle Model to Evaluate Financial Literacy Program Effectiveness.TIAA-CREF Institute Research Dialogue No.122, 2015-11.
Key reference:[13]
- 陆莎迪,一个Mitchell, O. S. "Financial literacy around the world: An overview."Journal of Pension Economics and Finance10:4 (2011): 497–508.
Additional References
- Bayer, P. J., Bernheim, B. D., Scholz, J. K. "The effects of financial education in the workplace: Evidence from a survey of employers."Economic Inquiry47:4 (2009): 605–624.
- Choi, J. J., Laibson, D., Madrian, B. C. "Why does the law of one price fail? An experiment on index mutual funds."The Review of Financial Studies23:4 (2010): 1405–1432.
- Garman, E. T., Leech, I. E., Grable, J. E. "The negative impact of employee poor personal financial behaviors on employers."Journal of Financial Counselling and Planning7:1 (1996): 157–168.
- Kim, J., Sorhaindo, B., Garman, E. T. "Relationship between financial stress and workplace absenteeism of credit counseling clients."Journal of Family and Economic Issues27:3 (2006): 458–478.
- Thaler, R. H., Benartzi, S. "Save More Tomorrow: Using behavioral economics to increase employee saving."Journal of Political Economy112:S1 (2004): S164–S187.